What happens if bike is stolen

Add a header to begin generating the table of contents. First things first, call up your non-emergency police number see above. This should direct you to your local police force who will be able to take all of the details of the theft.

When you get through, make sure to provide as much information as possible to your call handler. If you need to get in contact with the police and the situation is not an emergency, call and you'll be put in touch with your local police.

It's important to begin a claim as soon as possible after your bicycle has been stolen. Not only will you be more likely to receive a payout, but you'll be back on two wheels sooner! BikeRegister is the UK's largest online cycling database and is recommended by British police. Posting information with regards to your bike's theft on social media can help raise awareness.

This Facebook post from Pearson Cycles received shares! Whilst this flyer may be amusing to some, you'll be better off leaving contact details on yours so that people can contact you if they know where your bike is!

How to Set up Alerts:. Don't let thieves ruing cycling for you! Make sure to get back on two wheels as soon as possible. Check the suggestions below for some super secure bike lock suggestions. As always, lock it, or lose it. Recommended Posts. The Best Folding Bike Locks. The Best Chain Lock. Follow BikeLockWiki:. Twitter Youtube Pinterest Facebook. Affiliate Disclosure. Brands We've Worked With. About Me. More about me. A U-lock with an enforced cable is the highest standard in bike lock protection.

Advancing technology promises some amazing innovations to deter bike theft. Some thieves take the bike seats and tires and leave the frame behind. There are products on the market specifically for saddle and wheel protection. Locking wheel skewers replace your quick-release mechanisms and operate with a key—making it hard for thieves to steal your wheels.

You might be asking for trouble if you lock your bike to a drainpipe in a dark alley. Lock yours to a bonafide bike stand if you can. For example, a street sign might seem secure, but a thief could lift your bike over the top and steal it. Think about where and how you store your bike at home too and consider getting a home security camera to keep an eye on it and deter would-be thieves.

There are still many ways you can work on recovering your stolen bike, including:. Call the non-emergency number of your local police department and tell them what happened. This is great because if a cop finds your bike, they can search the list and return it to you.

Some bike thieves will take stolen bikes to pawn shops for quick cash. You can call around and give your description of the bike. Not every criminal is a mastermind.

A lot of people steal things and post it to local classified ads for resale. You can do your own investigating by trolling these websites to see if anything turns up. Alert the police so they can handle it and keep you safe. However, in case you have an unsettled bike loan, then the two wheeler insurance company would settle a claim with the loan financer. Since you have a loan on the bike, it is partially owned by the financer of the loan If you are able to get a No Objection Certificate NOC from the financer to release the payment in your favor, then the insurer will then settle this claim in your name.

If the claim amount is less than the amount you owe to the financer for the loan, you will have to pay the rest of the amount to the bank and settle the loan. The insurer will only pay the calculated claim amount. This is why it may take a little longer than usual to process a two wheeler insurance theft claim. Rest assured that the two wheeler insurance company starts working on your stolen claim the day you file for it.

Once you have all the documents in place, the claim amount would be processed, and it may take anywhere between 7 to 10 working days for the claim amount to reflect in your bank account.

All the documents related to your driving, your vehicle, two wheeler insurance policy, and a copy of the police complaint. PS: These are a standard set of documents required to raise a claim.

However, depending on the merit and complexity of the claim, the two wheeler insurance company can ask for additional documents. What to do if your bike has been stolen - 5 steps.

Report the theft to the police As a matter of urgency, report the bike as stolen to the police. GPS If you were lucky enough to have a GPS tracker hidden on your bike, keep an eye on the data and provide this information to the police. Witnesses Is there a shop overlooking the bike rack?

Flyers Even though this is slightly old fashioned, if stolen from a public place or a residential development, do put flyers up with the bike details and theft details, in the hope that someone witnessed the crime. Community See the point below to ensure you get fellow cyclists involved in helping you. Insurance If you have insurance , you should take action as soon as possible and prepare yourself for the claim. Bike registration companies If you are a member of a bike registration company, such as Immobilise, Veloeye or BikeRegister, notify them.

Notify the cycling community Be proactive, get online quickly and post your bike details out to the cycling community and gain help from others. On the ground Visit local car boots and markets, some have a reputation for stolen bikes. Never give up. We all have a unique attachment to our bikes, which goes far beyond the monetary value.